{"id":5489,"date":"2024-12-17T10:30:30","date_gmt":"2024-12-17T15:30:30","guid":{"rendered":"https:\/\/tuguia.combarranquilla.co\/Revista\/?p=5489"},"modified":"2024-12-18T08:10:47","modified_gmt":"2024-12-18T13:10:47","slug":"subsidio-familiar-de-vivienda-un-apoyo-para-la-adquisicion-de-una-casa-propia","status":"publish","type":"post","link":"https:\/\/tuguia.combarranquilla.co\/Revista\/subsidio-familiar-de-vivienda-un-apoyo-para-la-adquisicion-de-una-casa-propia\/","title":{"rendered":"Subsidio Familiar de Vivienda: Un apoyo para la adquisici\u00f3n de una casa propia"},"content":{"rendered":"\n<p class=\"has-medium-font-size\">Contar con una vivienda es el sue\u00f1o de muchas familias en el departamento del Atl\u00e1ntico. Es por ello que Combarranquilla le da la oportunidad a sus afiliados de acceder al Subsidio Familiar de Vivienda, el cual representa un apoyo econ\u00f3mico para familias de menores ingresos que aspiran a tener una casa propia.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">Este subsidio es un aporte en dinero que se otorga por una sola vez a un trabajador, para satisfacer una de las necesidades b\u00e1sicas de la familia, como lo es la adquisici\u00f3n de una vivienda propia.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>\u00bfA qui\u00e9nes est\u00e1 dirigido?<\/strong><\/h2>\n\n\n\n<p class=\"has-medium-font-size\">Este subsidio est\u00e1 dirigido a los hogares que carecen de recursos suficientes para obtener vivienda, cuyos ingresos totales mensuales no sean superiores a 4 salarios m\u00ednimos legales mensuales vigentes.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">Adem\u00e1s, se entiende por hogar a un grupo conformado por al menos dos personas:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-medium-font-size\">C\u00f3nyuges y uniones maritales de hecho.<\/li>\n\n\n\n<li class=\"has-medium-font-size\">Personas unidas por v\u00ednculo de parentesco hasta tercer grado de consanguinidad, segundo de afinidad y primero civil.<\/li>\n\n\n\n<li class=\"has-medium-font-size\">Personas que compartan un espacio habitacional com\u00fan.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large wpcp-wp-lightbox-figure\"><div class=\"wpcp-wp-lightbox-host wpcp-advanced-image-lightbox-icon-hover wpcp-wp-lightbox-host--gallery\"><a class=\"wpcp-wp-lightbox-image-link\" data-wpcp-wp-lb-image=\"1\" href=\"https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/pexels-rdne-8293700-scaled.jpg\"><img decoding=\"async\" width=\"1024\" height=\"683\" data-id=\"5495\" data-src=\"https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/pexels-rdne-8293700-1024x683.jpg\" alt=\"\" class=\"wp-image-5495 lazyload\" data-srcset=\"https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/pexels-rdne-8293700-1024x683.jpg 1024w, https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/pexels-rdne-8293700-300x200.jpg 300w, https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/pexels-rdne-8293700-768x512.jpg 768w, https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/pexels-rdne-8293700-1536x1024.jpg 1536w, https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/pexels-rdne-8293700-2048x1365.jpg 2048w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/683;\" \/><\/a><a href=\"https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/pexels-rdne-8293700-scaled.jpg\" data-fancybox=\"wpcp-wp-gallery-2\" class=\"wpcp-lightbox-trigger wpcp-advanced-image-lightbox-icon wpcp-position-top-right wpcp-advanced-image-lightbox-icon-hover wpcp-global-lightbox-icon wpcp-lightbox-icon--global wpcp-lb-icon-style-default\" data-wpcp-lb-icon-source=\"global\" aria-label=\"Open image in lightbox\" data-thumb-src=\"https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/pexels-rdne-8293700-300x200.jpg\"><span class=\"wpcp-icon-container\"><svg viewBox=\"0 0 20 20\"><path d=\"M17.6585 16.025L14.2437 12.6198C15.1716 11.3338 15.6121 9.7613 15.4871 8.1819C15.362 6.60251 14.6795 5.11847 13.5607 3.99351C12.936 3.36206 12.1916 2.86066 11.3709 2.51845C10.5502 2.17623 9.66952 2 8.77995 2C7.89039 2 7.00969 2.17623 6.18899 2.51845C5.36829 2.86066 4.62395 3.36206 3.99919 3.99351C3.36594 4.61649 2.86312 5.35871 2.51992 6.17708C2.17673 6.99545 2 7.87365 2 8.76068C2 9.64772 2.17673 10.5259 2.51992 11.3443C2.86312 12.1627 3.36594 12.9049 3.99919 13.5279C5.11957 14.6901 6.62279 15.4103 8.23285 15.5562C9.84291 15.7022 11.4517 15.2641 12.7639 14.3224L16.1788 17.7275C16.3849 17.9034 16.6473 18 16.9186 18C17.1899 18 17.4523 17.9034 17.6585 17.7275C18.1138 17.16 18.1138 16.5925 17.6585 16.025ZM5.59278 12.0523C5.16258 11.6298 4.82094 11.1263 4.58774 10.5709C4.35455 10.0156 4.23446 9.41951 4.23446 8.81744C4.23446 8.21536 4.35455 7.6193 4.58774 7.06394C4.82094 6.50859 5.16258 6.00503 5.59278 5.58257C6.01644 5.15359 6.52144 4.81292 7.07838 4.58039C7.63532 4.34786 8.23308 4.22811 8.83687 4.22811C9.44066 4.22811 10.0384 4.34786 10.5954 4.58039C11.1523 4.81292 11.6573 5.15359 12.081 5.58257C12.5112 6.00503 12.8528 6.50859 13.086 7.06394C13.3192 7.6193 13.4393 8.21536 13.4393 8.81744C13.4393 9.41951 13.3192 10.0156 13.086 10.5709C12.8528 11.1263 12.5112 11.6298 12.081 12.0523C11.6573 12.4813 11.1523 12.822 10.5954 13.0545C10.0384 13.287 9.44066 13.4068 8.83687 13.4068C8.23308 13.4068 7.63532 13.287 7.07838 13.0545C6.52144 12.822 6.01644 12.4813 5.59278 12.0523Z\" \/><\/svg><\/span><\/a><\/div><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large wpcp-wp-lightbox-figure\"><div class=\"wpcp-wp-lightbox-host wpcp-advanced-image-lightbox-icon-hover wpcp-wp-lightbox-host--gallery\"><a class=\"wpcp-wp-lightbox-image-link\" data-wpcp-wp-lb-image=\"1\" href=\"https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/pexels-kindelmedia-7579201-1-scaled.jpg\"><img decoding=\"async\" width=\"1024\" height=\"768\" data-id=\"5496\" data-src=\"https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/pexels-kindelmedia-7579201-1-1024x768.jpg\" alt=\"\" class=\"wp-image-5496 lazyload\" data-srcset=\"https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/pexels-kindelmedia-7579201-1-1024x768.jpg 1024w, https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/pexels-kindelmedia-7579201-1-300x225.jpg 300w, https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/pexels-kindelmedia-7579201-1-768x576.jpg 768w, https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/pexels-kindelmedia-7579201-1-1536x1152.jpg 1536w, https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/pexels-kindelmedia-7579201-1-2048x1536.jpg 2048w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/768;\" \/><\/a><a href=\"https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/pexels-kindelmedia-7579201-1-scaled.jpg\" data-fancybox=\"wpcp-wp-gallery-2\" class=\"wpcp-lightbox-trigger wpcp-advanced-image-lightbox-icon wpcp-position-top-right wpcp-advanced-image-lightbox-icon-hover wpcp-global-lightbox-icon wpcp-lightbox-icon--global wpcp-lb-icon-style-default\" data-wpcp-lb-icon-source=\"global\" aria-label=\"Open image in lightbox\" data-thumb-src=\"https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/pexels-kindelmedia-7579201-1-300x225.jpg\"><span class=\"wpcp-icon-container\"><svg viewBox=\"0 0 20 20\"><path d=\"M17.6585 16.025L14.2437 12.6198C15.1716 11.3338 15.6121 9.7613 15.4871 8.1819C15.362 6.60251 14.6795 5.11847 13.5607 3.99351C12.936 3.36206 12.1916 2.86066 11.3709 2.51845C10.5502 2.17623 9.66952 2 8.77995 2C7.89039 2 7.00969 2.17623 6.18899 2.51845C5.36829 2.86066 4.62395 3.36206 3.99919 3.99351C3.36594 4.61649 2.86312 5.35871 2.51992 6.17708C2.17673 6.99545 2 7.87365 2 8.76068C2 9.64772 2.17673 10.5259 2.51992 11.3443C2.86312 12.1627 3.36594 12.9049 3.99919 13.5279C5.11957 14.6901 6.62279 15.4103 8.23285 15.5562C9.84291 15.7022 11.4517 15.2641 12.7639 14.3224L16.1788 17.7275C16.3849 17.9034 16.6473 18 16.9186 18C17.1899 18 17.4523 17.9034 17.6585 17.7275C18.1138 17.16 18.1138 16.5925 17.6585 16.025ZM5.59278 12.0523C5.16258 11.6298 4.82094 11.1263 4.58774 10.5709C4.35455 10.0156 4.23446 9.41951 4.23446 8.81744C4.23446 8.21536 4.35455 7.6193 4.58774 7.06394C4.82094 6.50859 5.16258 6.00503 5.59278 5.58257C6.01644 5.15359 6.52144 4.81292 7.07838 4.58039C7.63532 4.34786 8.23308 4.22811 8.83687 4.22811C9.44066 4.22811 10.0384 4.34786 10.5954 4.58039C11.1523 4.81292 11.6573 5.15359 12.081 5.58257C12.5112 6.00503 12.8528 6.50859 13.086 7.06394C13.3192 7.6193 13.4393 8.21536 13.4393 8.81744C13.4393 9.41951 13.3192 10.0156 13.086 10.5709C12.8528 11.1263 12.5112 11.6298 12.081 12.0523C11.6573 12.4813 11.1523 12.822 10.5954 13.0545C10.0384 13.287 9.44066 13.4068 8.83687 13.4068C8.23308 13.4068 7.63532 13.287 7.07838 13.0545C6.52144 12.822 6.01644 12.4813 5.59278 12.0523Z\" \/><\/svg><\/span><\/a><\/div><\/figure>\n<\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-medium-font-size\"><strong>El papel de Combarranquilla dentro de este subsidio<\/strong><\/h2>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Combarranquilla asigna este subsidio a sus afiliados a trav\u00e9s del programa FOVIS.<\/strong> Este proceso facilita la adquisici\u00f3n de una nueva vivienda. El subsidio no se restituye, es decir, no es un pr\u00e9stamo que el beneficiario deba devolver.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Para quienes no tienen afiliaci\u00f3n a una Caja de Compensaci\u00f3n Familiar,<\/strong> el Fondo Nacional de Vivienda es el otorgante del Subsidio de Vivienda.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">Cabe resaltar que el Subsidio Familiar de Vivienda que otorga Combarranquilla no es solo un apoyo econ\u00f3mico, sino una oportunidad para que las familias del departamento del Atl\u00e1ntico transformen sus vidas y tengan un lugar seguro para vivir.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><div class=\"wpcp-wp-lightbox-host wpcp-advanced-image-lightbox-icon-hover\"><a class=\"wpcp-wp-lightbox-image-link\" href=\"https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/DSC_0174-scaled.jpg\" data-wpcp-wp-lb-image=\"1\"><img decoding=\"async\" width=\"2560\" height=\"1707\" data-src=\"https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/DSC_0174-scaled.jpg\" alt=\"\" class=\"wp-image-5500 lazyload\" data-srcset=\"https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/DSC_0174-scaled.jpg 2560w, https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/DSC_0174-300x200.jpg 300w, https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/DSC_0174-1024x683.jpg 1024w, https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/DSC_0174-768x512.jpg 768w, https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/DSC_0174-1536x1024.jpg 1536w, https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/DSC_0174-2048x1365.jpg 2048w\" data-sizes=\"(max-width: 2560px) 100vw, 2560px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560\/1707;\" \/><\/a><figcaption class=\"wp-element-caption\"><strong> M\u00f3nica S\u00e1nchez, beneficiaria del Subsidio Familiar de Vivienda que otorga Combarranquilla<\/strong><\/figcaption><a href=\"https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/DSC_0174-scaled.jpg\" data-fancybox=\"wpcp-wp-img-5500\" class=\"wpcp-lightbox-trigger wpcp-advanced-image-lightbox-icon wpcp-position-top-right wpcp-advanced-image-lightbox-icon-hover wpcp-global-lightbox-icon wpcp-lightbox-icon--global wpcp-lb-icon-style-default\" data-wpcp-lb-icon-source=\"global\" aria-label=\"Open image in lightbox\" data-thumb-src=\"https:\/\/tuguia.combarranquilla.co\/Revista\/wp-content\/uploads\/2024\/12\/DSC_0174-300x200.jpg\" data-wpcp-lb-single=\"1\"><span class=\"wpcp-icon-container\"><svg viewBox=\"0 0 20 20\"><path d=\"M17.6585 16.025L14.2437 12.6198C15.1716 11.3338 15.6121 9.7613 15.4871 8.1819C15.362 6.60251 14.6795 5.11847 13.5607 3.99351C12.936 3.36206 12.1916 2.86066 11.3709 2.51845C10.5502 2.17623 9.66952 2 8.77995 2C7.89039 2 7.00969 2.17623 6.18899 2.51845C5.36829 2.86066 4.62395 3.36206 3.99919 3.99351C3.36594 4.61649 2.86312 5.35871 2.51992 6.17708C2.17673 6.99545 2 7.87365 2 8.76068C2 9.64772 2.17673 10.5259 2.51992 11.3443C2.86312 12.1627 3.36594 12.9049 3.99919 13.5279C5.11957 14.6901 6.62279 15.4103 8.23285 15.5562C9.84291 15.7022 11.4517 15.2641 12.7639 14.3224L16.1788 17.7275C16.3849 17.9034 16.6473 18 16.9186 18C17.1899 18 17.4523 17.9034 17.6585 17.7275C18.1138 17.16 18.1138 16.5925 17.6585 16.025ZM5.59278 12.0523C5.16258 11.6298 4.82094 11.1263 4.58774 10.5709C4.35455 10.0156 4.23446 9.41951 4.23446 8.81744C4.23446 8.21536 4.35455 7.6193 4.58774 7.06394C4.82094 6.50859 5.16258 6.00503 5.59278 5.58257C6.01644 5.15359 6.52144 4.81292 7.07838 4.58039C7.63532 4.34786 8.23308 4.22811 8.83687 4.22811C9.44066 4.22811 10.0384 4.34786 10.5954 4.58039C11.1523 4.81292 11.6573 5.15359 12.081 5.58257C12.5112 6.00503 12.8528 6.50859 13.086 7.06394C13.3192 7.6193 13.4393 8.21536 13.4393 8.81744C13.4393 9.41951 13.3192 10.0156 13.086 10.5709C12.8528 11.1263 12.5112 11.6298 12.081 12.0523C11.6573 12.4813 11.1523 12.822 10.5954 13.0545C10.0384 13.287 9.44066 13.4068 8.83687 13.4068C8.23308 13.4068 7.63532 13.287 7.07838 13.0545C6.52144 12.822 6.01644 12.4813 5.59278 12.0523Z\" \/><\/svg><\/span><\/a><\/div><\/figure>\n\n\n\n<p class=\"has-medium-font-size\">El Subsidio de Vivienda representa una oportunidad invaluable para muchas familias que buscan cumplir el sue\u00f1o de tener casa propia. Sin embargo, el proceso puede ser un reto que requiere persistencia y determinaci\u00f3n. As\u00ed lo cuenta M\u00f3nica S\u00e1nchez, quien despu\u00e9s de intentarlo varias veces logr\u00f3 acceder a este beneficio, transformando su vida y la de su hijo.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-medium-font-size\">Sent\u00ed mucha alegr\u00eda porque es un dinero que ayuda much\u00edsimo para poder adquirir vivienda y m\u00e1s en mi caso. Inicialmente, hab\u00eda hecho mi negociaci\u00f3n con la constructora con el subsidio de Mi Casa Ya; pero, debido a cambios de las pol\u00edticas y del gobierno, me perjudicaron el beneficio. Es ah\u00ed cuando decid\u00ed postularme a la Caja. Fueron 3 veces las que me postul\u00e9, hasta que lo logr\u00e9. Es un sue\u00f1o que cumpl\u00ed para mi hijo y para m\u00ed. <strong>&#8211;<\/strong> <strong><em>M\u00f3nica S\u00e1nchez<\/em><\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"has-medium-font-size\">Historias como la de M\u00f3nica son un ejemplo del impacto positivo en la vida de las familias atlanticenses que desean postularse al Subsidio de Vivienda. Aunque el camino no siempre es f\u00e1cil y requiere mucha paciencia, programas como este representan una oportunidad para avanzar hacia la estabilidad y el bienestar. Para quienes a\u00fan buscan esa oportunidad, desde nuestro servicio de subsidio estaremos siempre para apoyarlos y guiarlos en su camino.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Contar con una vivienda es el sue\u00f1o de muchas familias en el departamento del Atl\u00e1ntico. Es por ello que Combarranquilla le da la oportunidad a sus afiliados de acceder al Subsidio Familiar de Vivienda, el cual representa un apoyo econ\u00f3mico para familias de menores ingresos que aspiran a tener una casa propia. Este subsidio es [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":5491,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-5489","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-subsidios"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Subsidio Familiar de Vivienda: Un apoyo para la adquisici\u00f3n de una casa propia - Tu Gu\u00eda<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tuguia.combarranquilla.co\/Revista\/subsidio-familiar-de-vivienda-un-apoyo-para-la-adquisicion-de-una-casa-propia\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Subsidio Familiar de Vivienda: Un apoyo para la adquisici\u00f3n de una casa propia - Tu Gu\u00eda\" \/>\n<meta property=\"og:description\" content=\"Contar con una vivienda es el sue\u00f1o de muchas familias en el departamento del Atl\u00e1ntico. Es por ello que Combarranquilla le da la oportunidad a sus afiliados de acceder al Subsidio Familiar de Vivienda, el cual representa un apoyo econ\u00f3mico para familias de menores ingresos que aspiran a tener una casa propia. 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